Payment Plans with TLC – Total Lifestyle Credit

Easy, flexible TLC Payment Plans at Magic Smiles Coffs Harbour — spread your dental costs over time, not just your treatments.

TLC – Fund All Medical/Dental Treatments and Out Of Pocket Costs

  • Payment plans from $2,000 to $50,000 – covering all dental fee
  • No stress – the whole process is managed privately by our Consultants
  • Any additional repayments or rebates can be added back onto the payment plan at no extra charge
  • Get the right treatment at the right time!
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How TLC Works?

  • If you're considering a dental treatment plan of around $6,000, we understand that making payments manageable is important. At Magic Smiles, our goal is to make your dental care journey as smooth and stress-free as possible.
  • With our TLC payment plans, you can spread your repayments to around $35 per week, making it easier to fit quality care into your lifestyle and budget. Interest rates are personalised based on your credit score, giving you access to some of the lowest medical lending rates in Australia. And the best part? There are no early payout or exit fees—you’re in control of your repayments.
  • Getting started is easy. Just share your details with us, and a friendly member of the TLC team will support you every step of the way.
  • At Magic Smiles, getting the care you need really is as simple as TLC.
TLC Payment Plan

Standard Payment Ready Reckoner

Purchase Price (inc GST) Weekly Payment
$5,000$30
$6,000$35
$7,000$45
$8,000$55
$9,000$65
$10,000$70
$12,000$80
$14,000$90
$16,000$100
$18,000$110
$20,000$125
$25,000$135
$30,000$160
$35,000$180
$40,000$220
$50,000$245

*To be used as a guide only

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Health Funds

Magic Smiles is proud to accept all health funds at our Coffs Harbour and Woolgoolga locations. In addition, all three surgeries have access to the HICAPS system so patients can benefit from instant claiming. Our team offers this service to all individuals at no cost.We are preferred providers for HCF, Medibank, and BUPA. Patients at Magic Smiles can receive added benefits of reduced or minimal gaps to preventative and major dental works.Preferred locations for HCF, Medibank, and BUPA: Coffs Harbour and Woolgoolga

Frequently Asked Questions